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David D. Christensen
Partner
Boston
+1.617.951.9077
Fax
+1.617.261.3175
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Publications
No Rubber Stamp: Ninth Circuit Reverses Certification of Nationwide Class Settlement Due to Failure to Account for Variations in State Law
U.S. Financial Institutions and Services Litigation and Class Action Litigation Defense Alert
Alerts/Updates
6 February 2018
Back from the Dead: The D.C. Circuit Breathes Life Into RESPA Section 8 Safe Harbor
U.S. Financial Institutions and Services Litigation / Consumer Financial Services Alert
Alerts/Updates
2 February 2018
FinTech Regulatory and Litigation Landscape
2017 Consumer Financial Services Symposium
Presentations
4 December 2017
Data Breach Doubleheader: The Eighth Circuit Issues Two Decisions Addressing Boundaries of Standing in Data Breach Class Actions
U.S. Financial Services/Litigation Alert
Alerts/Updates
9 October 2017
Hold On, You Didn’t Overpay for That: Courts Address New “Overpayment” Theory from Plaintiffs in Data Breach Cases
2 PRATT’S PRIV. & SEC. L. REP. 305
Articles
Nov./Dec. 2016
Hold On, You Didn’t Overpay for That: Courts Address New “Overpayment” Theory from Plaintiffs in Data Breach Cases
Financial Institutions and Services Litigation Alert
Alerts/Updates
10 August 2016
View All
Blogs
Risky Business: Whether an Increased Risk of Harm Supports Legal Standing in Data Breach Class Actions Continues to Divide Federal Courts of Appeals
Consumer Financial Services Watch
26 March 2018
Ninth Circuit Clarifies Amount in Controversy Standard Where Borrower Seeks Only “Temporary” Foreclosure Stay Pending Loan Modification Review
Consumer Financial Services Watch
22 January 2018
“True Lender” Litigation Heats Up: Small Business Sues Marketplace Lender and Partner Bank, Alleging Conspiracy to Evade Usury Laws
Consumer Financial Services Watch
1 October 2017
View All
News
K&L Gates Names 50 New Partners
Press Releases
17 February 2016
Multimedia
Consumer Finance 101: What Every Business Should Know
Webinar
April 2018
Hot Topics in FinTech Litigation
Webinar
August 2016
Class Action Settlements From Start To Finish
Webinar
May 2016
Primary Practice
Financial Institutions and Services Litigation
Secondary Practices
Class Action Litigation Defense
Complex Commercial Litigation and Disputes
Consumer Financial Services
FinTech
Marketplace Lending
Education
J.D., Washington and Lee University School of Law, 2006, (
magna cum laude; Order of the Coif
; Lead Articles Editor,
Washington and Lee Law Review
)
B.A., College of William and Mary, 1997, (
magna cum laude
)
Admissions
Bar of Massachusetts
Bar of New Hampshire
United States Court of Appeals for the Eleventh Circuit
United States Court of Appeals for the First Circuit
United States Court of Appeals for the Ninth Circuit
United States Court of Appeals for the Seventh Circuit
United States District Court for the District of Massachusetts
United States District Court for the District of New Hampshire
David Christensen has extensive experience in complex consumer finance and class action litigation. Mr. Christensen is a member of the firm’s Financial Institution and Services Litigation group and the Class Action Litigation Defense group. Mr. Christensen has experience representing mortgage lenders and servicers, banks, and other financial institutions in suits involving claims under various federal and state consumer statutes, including the Truth in Lending Act, the Real Estate Settlement Procedures Act, the Fair Debt Collection Practices Act, the Equal Credit Opportunity Act, the Fair Housing Act, the Fair Credit Reporting Act, the Racketeer Influenced and Corrupt Organizations Act, the Service members Civil Relief Act, and the Americans With Disabilities Act, as well as suits based on the Treasury’s Home Affordable Modification Program.
Professional/Civic Activities
New Hampshire Bar Association
Speaking Engagements
Webinar: Hot Topics in FinTech Litigation, by Irene C. Freidel and David D. Christensen, July 2016
Webinar: Class Action Settlements from Start to Finish, by Irene C. Freidel and David D. Christensen, May 2016
Defend national mortgage servicer in class action alleging violations of state and federal law, including TILA and RICO, in connection with the placement of lender-placed hazard insurance.
Defend national mortgage servicer in a series of class actions alleging violations of the FDCPA (and its state equivalents) and state consumer protection statutes, including California’s Unfair Competition Law, as well as claims for breach of contract, negligence, and promissory estoppel, arising out of claims that borrowers failed to receive permanent loan modifications under the federal Home Affordable Modification Program (HAMP).
Defend national mortgage lender in whistleblower/qui tam lawsuit alleging violations of False Claims Act in connection with modification of mortgage loans.
Defend national mortgage servicer in suit alleging violations of bankruptcy discharge injunction.
Defend mortgage lenders in class actions alleging breach of contract, fraud, and violations of California’s Unfair Competition Law and of TILA arising from the origination and funding of option ARM loans.
Defend medical billing provider in data breach class action.
Defend national home builder and its affiliated mortgage company in class action alleging violations of Section 8 of RESPA in connection with discounts offered to home buyers.
Defend national mortgage lender in class actions alleging violations of RESPA, RICO, and state consumer protection statutes, and for fraud, civil conspiracy and unjust enrichment in connection with a joint venture affiliated business arrangement.
Defend mobile wireless company in various class action and individual litigation alleging breach of contract, negligence, and violations of state consumer protection statutes, including disputes concerning the assessment of surcharges and the number porting requirements of the Federal Communications Commission.
Defend national mortgage lender in class action alleging discriminatory lending practices and violations of Equal Credit Opportunity Act, Fair Housing Act, and Civil Rights Act.
Defend national mortgage servicers in various foreclosure- and eviction-related lawsuits.
Defend financial institution in putative class action alleging violations of the federal Americans with Disabilities Act.
Pro bono representation of juveniles fleeing Central America and seeking Special Immigrant Juvenile Status in the United States.
Represent Ireland-based venture capital firm in complex business dispute.