K&L Gates' Depository Institutions lawyers represent all types of regulated banking institutions and financial services industry participants ranging from large domestic and international banks and their affiliates or agencies to community banks, bank holding companies, financial holding companies, thrift institutions, trust companies, credit unions, and other clients providing payment or other services to the banking industry.
We represent and advise clients on the full range of bank, corporate, and regulatory matters:
We also advise clients with respect to the application of statutory and regulatory control provisions to proposed investments in financial institutions and the principal statutory and regulatory provisions affecting the operations of depository institutions and their holding companies. In addition, we advise investment management clients with respect to fiduciary activities governed by applicable banking laws and work closely with our Mortgage Banking lawyers on a wide range of consumer credit and other issues.
In the United States, our Depository Institution lawyers regularly appear before national and state banking trade associations and groups and are frequent contributors to banking industry publications. We regularly represent clients before the Board of Governors of the Federal Reserve System, the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, the National Credit Union Administration, the Securities and Exchange Commission, and various state banking departments. In the U.K., we regularly represent clients before the Financial Services Authority. Many of our lawyers have served on the legal staffs of bank regulatory agencies.