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Emily Mather

Fax +1.919.743.7358
Ms. Mather is an associate in the Raleigh office and a member of the firm’s restructuring and insolvency practice group. She focuses her practice on the representation of secured and unsecured creditors in restructuring and insolvency matters, including in chapter 11 and chapter 13 bankruptcy cases, and regularly advises servicers, lenders, and other financial institutions in connection with consumer bankruptcy practices and regulatory compliance. Ms. Mather serves as national coordinating counsel for consumer financial services institutions in connection with government and consumer inquiries into bankruptcy servicing practices.

Professional Background

Prior to joining K&L Gates, Ms. Mather served as a law clerk to Chief Judge Stephani W. Humrickhouse, United States Bankruptcy Court for the Eastern District of North Carolina, 2014-2016.

Speaking Engagements

  • “Fourth Circuit and Supreme Court Bankruptcy Case Update,” Eastern Bankruptcy Institute, June 2015, May 2016
  • Assist in coordinating and defending consumer bankruptcy litigation on a nationwide basis for one of the largest mortgage servicers;
  • Provide advice on bankruptcy escrow issues, including properly setting up escrow accounts for bankruptcy, ensuring proper crediting of accounts, and considering escrow remediation;
  • Advise clients on RESPA and TILA implementing regulations as they relate to bankruptcy, including regulations relating to periodic statements and escrow;
  • Advise clients as to the procedures for electronic filing through CM/ECF, the procedures and requirements for filing required bankruptcy documents, and the procedures and requirements for loss mitigation on a nationwide, jurisdiction-by-jurisdiction basis;
  • Review correspondence sent to debtors in bankruptcy and evaluate in context of potential violations of the automatic stay and discharge injunction;
  • Advise clients regarding bankruptcy disclaimer scripting in debtor correspondence;
  • Analyze and revise redaction policies of outside law firms for compliance with Bankruptcy Rules, and provide feedback and recommendations regarding the same;
  • Reviewed sample bankruptcy documents and evaluated and identified potential issues under applicable Bankruptcy Rules;
  • Conducted nationwide bankruptcy remediation project to address improperly redacted filings, which included analyzing and accounting for hundreds of jurisdiction-specific requirements and drafting and filing hundreds of motions and orders in jurisdictions across the country;
  • Analyzed sample bankruptcy filings for accuracy and compliance purposes.