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Sarah Turpin

Fax +44.(0)20.7648.9001
Ms. Turpin is a partner who concentrates her practice on insurance coverage disputes and non-contentious insurance advice. She advises policyholders seeking coverage under a broad range of insurance products, including Professional Indemnity/Errors & Omissions, Directors’ & Officers' Liability, Crime/Fidelity, Public/Product Liability, Property/Business Interruption, Credit Risk/Political Risk and Cyber/Technology Risks. She acts for policyholders in relation to disputed claims, if necessary through litigation, mediation or arbitration, and advises on claims notification and claims management issues. She also advises on policy wordings at the pre-contract stage, including in the context of corporate and finance transactions.

In addition to her coverage practice, Ms. Turpin represents directors, trustees and other professionals in the mitigation and defence of professional liability claims.

Ms. Turpin is recommended in Legal 500 UK 2019 as a leading individual and noted as providing “an excellent service, giving clear, practical advice in a very tight time frame”. She is also recommended in Chambers and Partners 2019 UK and Global as being “held in high regard for her work handling the policyholder side of disputes relating to professional indemnity, credit risk and property damage”, with one client describing her as “a thorough and detailed lawyer who is tactical, helpful and communicative."

Professional Background

Prior to joining the firm in September 2005, Ms. Turpin worked for a leading insurance coverage practice in the city, acting primarily for insurers and Lloyd's underwriters and their insureds, having trained and qualified in the insurance group of another prestigious city firm.

Speaking Engagements

  • Cyber Risks - Preparing for a Breach, 8 February 2018
  • Maximising D&O Insurance Recoveries in Insolvency, May 2017
  • Corporate Compliance: Liability of In-House Counsel and Directors, May 2017
  • The New Insurance Act: What GCs Need to Know and Do, 23 November 2016
  • Live Cyber Attack, 14 June 2016
  • Seizing Opportunities to Provide Cyber Liability Coverage for FI’s and D&O’s, “C5’s 24th Forum on D&O Liability Insurance, 25 - 26 March 2015
  • “QCA Risk Event for Directors,” 18 November 2014
  • "Cyber Risk and Global Security Issues: is your business fully prepared?," K&L Gates Seminar, 2 October 2014
  • “C5 Professional Indemnity Insurance Forum: Evaluating Current PII Claims and Losses,” 5 December 2013

Additional Information

Recent Publications
  • New UK Insurance Act Coming into Force in August 2016 - Some practical Tips for Policyholders, Insurance Coverage Alert, 19 May 2016
  • Tackling the Growing Spectrum of Cyber Risks, Originally published by StrategicRisk, Spring 2015
  • New UK Insurance Act to come into Force in 2016 - The Biggest Shake Up of Commercial Insurance Law in Over a Century, Insurance Coverage Alert, 13 April 2014
  • Insurance for Professional Fiduciaries, Insurance coverage Case Update, 4 December 2014
  • Cyber Risk and Global Security Issues: Is Your Business Fully Prepared, 2 October 2014
Insurance Coverage Disputes
  • Advising and representing US Investment Funds in relation to complex claims against Trade Credit Insurer ultimately resolved through negotiated settlement
  • Advising FTSE 100 Financial Institution in relation to claims under Professional Liability and Directors’ and Officers’ Liability policies arising from complex multi-jurisdictional litigation and regulatory issues including representing clients in mediation
  • Advising Eastern European petrochemical company in relation to USD multi-million claim under Property Damage/Business Interruption policy arising from explosion and fire at oil refinery including in relation to dispute resolution and ultimate settlement terms
  • Advising FTSE 100 fashion retailer in relation to disputed claims under Credit Risk Insurance Policy
  • Advising FCA regulated Financial Advisors regarding Professional Liability coverage dispute arising from FSCS proceedings and related regulatory investigations and representing clients in pre-litigation correspondence and settlement negotiation
  • Advising various clients in the financial services and asset management sectors in relation to coverage under D&O and Professional Indemnity policies for regulatory and criminal investigations and proceedings
  • Advising FTSE 100 company on D&O and related coverage disputes arising from US environmental investigation and criminal prosecution and representing clients in pre-litigation correspondence and settlement negotiation
  • Advising global manufacturing company in litigation against insurers of Global Public and Product Liability policy
  • Advising directors of insolvent company in relation to claim under D&O policy arising from breach of duty claims, DTI investigation and director disqualification proceedings
  • Advising event organizer regarding contested claim under Event Cancellation policy following terrorist attacks in Paris
Insurance Advisory
  • Conducting policy wording reviews for various FTSE 100 Financial Institutions including D&O, Professional Indemnity, Crime, Cyber, Pension Trustee Liability and Employment Practices Liability
  • Conducting policy wording reviews for Premier League Football Club including D&O, Pension Trustee Liability, Personal Accident, Property/Business Interruption
  • Advising investment manager in relation to proposed structure and terms of credit and political risks insurance cover for newly formed supply chain finance fund
  • Advising FTSE 100 Investment Manager in relation to D&O coverage and related corporate indemnification arrangements
  • Advising litigation funder in relation to mitigation of potential gaps in coverage under After the Event insurance programme
  • Advising on policy wordings in the context of corporate and restructuring transactions including Warranty and Indemnity insurance, D&O insurance and Public Offerings of Securities insurance
Boardroom and Liability Disputes
  • Representing director of investment management company in defence of breach of duty claim arising from boardroom dispute
  • Advising and representing administrative receivers of offshore investment fund in connection with USD 20m plus negligence claim against insurance brokers
  • Advising corporate trustees in relation to claims/potential claims arising from claw-back claims by Madoff trustee
  • Advising corporate trustees in relation to negligence claim against former investment advisers seeking damages in excess of USD 25m