For nearly 30 years, the lawyers of K&L Gates have been developing and implementing innovative legal strategies to assist businesses and individuals in obtaining insurance coverage for an ever-increasing range of liabilities and losses. Nearly 100 of the firm’s lawyers are concentrated in what has become one of the largest policyholder-side insurance coverage practices in the world, according to the November 2010 issue of Business Insurance. In 2011, U.S. News & World Report “Best Law Firm” rankings recognized our Insurance Coverage practice as a national first-tier insurance law practice.
K&L Gates has represented not only large corporate policyholders but also numerous midsize and smaller companies, and their officers and directors, as well as governmental entities and other organizations, in connection with insurance issues and claims. Policyholders in all industry groups have turned to K&L Gates to help evaluate the role of their insurance policies in their overall risk management program, to analyze policy wordings, to address large and small loss or liability issues, and to provide advice on insurance-related strategic concerns.
Our Insurance Coverage lawyers have counseled clients regarding a host of different types of insurance issues, including those relating to Directors and Officers liabilities, products liabilities, property damage and business interruption losses, employment-related liabilities, toxic tort and environmental liabilities, construction defects, government investigations and professional liabilities, to name a few. Our experience includes dealing with insurance policies issued from all the world’s major insurance markets for non-marine, marine, and aviation risks.
Our lawyers also have raised the judiciary’s and the public’s understanding of insurance coverage issues through the continued submission to law reviews and leading legal and insurance publications of scores of scholarly articles and papers on complex issues of insurance law. In addition, K&L Gates lawyers have authored the “Policyholder’s Guide to the Law of Insurance Coverage,” updated annually, which is recognized as one of the leading treatises on insurance law in the country.
Our lawyers stand at the cutting-edge of bringing technological resources to bear on difficult insurance coverage disputes. For example, in complex, multiple-insurer claims matters, we employ the use of sophisticated insurance allocation analyses and models. These tools permit us to assist clients in settlement negotiations and in developing optimal coverage strategies by employing real-time “what if” analysis on a range of variables that are crucial in determining the potential value of a client’s insurance policies.
Our practice focuses on two key areas: (i) representing policyholder clients in the analysis, litigation, and settlement of disputed coverage claims; and (ii) providing a variety of insurance counseling services to clients.