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Marketplace lending is a rapidly evolving segment of debt markets around the world, presenting opportunities to banks, institutional investors, venture capitalists, and technology platforms. The segment’s evolution is echoed in the varying terms describing marketplace lending, including P2P lending; online lending; marketplace lending; digital lending; algorithmic credit; direct lending. With fast-paced innovation and the ideal regulatory climate, perhaps the segment may simply be called “lending” in the future.

As technologies and regulatory guidelines shape the burgeoning segment, lawyers in our Marketplace Lending Practice can assist sector participants in achieving their business and investment objectives, while managing risks. Whatever market niches, strategies, and algorithms our clients wish to develop, we work side by side with them to innovate and navigate the legal, regulatory, and commercial challenges of this evolving consumer debt market segment. We assist sector participants with strategies, including:

  • Combining digital technology with crowdfunding techniques to offer consumers unsecured credit 
  • Partnering with banks and platforms to provide credit in entirely new ways 
  • Servicing consumer and commercial loans on behalf of institutional investors 
  • Exploring new frontiers of providing secured credit on internet sites or web apps 
  • Investing in marketplace loans as a new credit asset class

We leverage our deep experience in consumer financial services regulation, e-commerce regulation, private equity, private fund formation, cybersecurity, finance and intellectual property to provide holistic support to market participants and provide the legal underpinning to innovation in the delivery of financial services in marketplace lending.

Areas of Practice

NameTitleOfficeContact
Practice Area Leader - Corporate
P +61.3.9640.4261
Partner
P +1.206.370.7661
Partner
P +1.206.370.6682
Partner
P +61.7.3233.1238
Partner
P +1.617.951.9059
Partner
P +49.(0)69.945.196.365
Partner
P +61.3.9640.4338
Partner
P +1.415.882.8032
Policy Director
P +3223361910
Partner
P +1.202.778.9076
Partner
P +1.212.536.4874
Partner
P +886.2.2326.5125
Partner
P +1.919.743.7325
Partner
P +1.617.261.3140
Associate
P +1.617.951.9103
Partner
P +1.415.882.8006
Practice Management & Strategy Partner and Practice Area Leader - Corporate
P +1.704.331.7484
Partner
P +1.617.261.3107
Partner
P +61.2.9513.2322
Partner
P +1.617.261.3210
Managing Partner, Raleigh Office
P +1.919.743.7306
Partner
P +1.617.261.3154
Partner
P +1.212.536.4875
Partner
P +1.415.882.8019
Retired Partner
P +1.704.331.7485
Partner
P +61.3.9640.4324
Partner
P +1.206.370.7809
Partner
P +1.202.778.9180
Of Counsel
P +1.202.778.9038
Partner
P +44.(0)20.7360.8242
Partner
P +1.650.798.6743
Partner
P +1.704.331.7412
Partner
P +61.3.9205.2025
Managing Partner, San Francisco Office
P +1.415.249.1046
Associate
P +1.415.882.8230
Practice Area Leader - Finance
P +81.3.6205.3602
Partner
P +44.(0)20.7360.8123
Partner
P +1.617.951.9197
Partner
P +1.212.536.4843
Partner
P +1.206.370.8369
Partner
P +1.202.778.9055
Associate
P +1.617.951.9147
Partner
P +1.704.331.7446
Associate
P +1.202.778.9478
Partner
P +852.2230.3583
Partner
P +44.(0)20.7360.8176
Partner
P +1.214.939.5823
Partner
P +1.817.347.5284
Partner
P +65.6507.8105
Partner
P +1.212.536.4888
Partner
P +1.212.536.4006
Partner
P +49.(0)69.945.196.420
Associate
P +1.843.579.5628