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Our Consumer Financial Services Watch blog focuses on news and developments related to consumer financial products and services.

K&L Gates maintains one of the most prominent global financial services practices—with lawyers representing diversified financial services institutions and their affiliated service providers. The Consumer Financial Services practice divides its work among transactional, regulatory compliance, government enforcement, licensing and approvals, public policy and governmental affairs, and litigation (including class action defense). Recently, we were named as a "Standout" law firm for Securities & Finance Litigation in BTI Consulting Group’s 2015 Litigation Outlook survey. With an exceptional depth of knowledge and experience, the group leads the way in assisting clients with navigating the complex array of federal and state laws that regulate their businesses, structuring transactions, and defending private and government actions.

Our presence in Washington, D.C. enhances our ability to work with the various federal agencies that supervise financial service providers. Our close proximity to those agencies is particularly useful in our efforts to obtain agency approvals and defend against administrative enforcement actions.

Complementing our strength within the United States, our Australian Consumer Financial Services team has a wealth of experience in this diverse area of law, assisting local and overseas banks, lenders, corporate borrowers, wealth managers and financial service intermediaries. Our team in Australia focuses on regulatory and financial services matters, consumer financial services and payment systems.

Collectively, our clients represent a cross-section of the financial services industry, including traditional financial services companies (such as depository institutions, mortgage lenders, auto lenders, consumer finance companies, student lenders, credit card issuers, loan servicers, broker dealers, payday lenders, investment banks, money services businesses, prepaid card issuers and sellers, and payment systems providers), as well as non-financial companies that might incidentally provide financial services to their customers (such as homebuilders, retailers, title insurers and agencies, real estate brokers, relocation service companies, online financial service aggregators, insurance companies, and technology companies).

We also represent companies that support the consumer financial services industry, but which do not provide services directly to consumers. For example, we represent broker-dealers, venture capital firms and hedge funds that invest in providers of consumer financial services, rating agencies, vendor and appraisal management companies, technology vendors to the financial services industry, and document preparation companies.

Areas of Practice

NameTitleOfficeContact
Partner
P +1.617.261.3119
Partner
P +1.415.249.1014
Partner
P +1.617.951.9059
Associate
P +1.617.951.9184
Partner
P +61.3.9640.4338
Associate
P +1.202.778.9020
Partner
P +1.202.778.9288
Partner
P +1.617.261.3126
Partner
P +1.617.261.3152
Partner
P +1.617.261.3107
Counsel
P +1.617.261.3242
Partner
P +1.305.539.3378
Associate
P +1.617.951.9232
Associate
P +1.202.778.9280
Partner
P +1.617.261.3162
Partner
P +61.3.9640.4324
Partner
P +49.(0)89.321.215.330
Associate
P +1.919.743.7346
Associate
P +1.415.882.8230
Partner
P +1.617.951.9197
Partner
P +1.617.261.3134
Partner
P +1.202.778.9363
Associate
P +1.617.951.9234
Partner
P +1.617.261.3124
Senior Of Counsel
P +1.202.778.9065
Partner
P +1.202.778.9055
Partner
P +1.212.536.3928
Associate
P +1.214.939.5406
Associate
P +1.617.951.9070
Partner
P +1.617.951.9134
Partner
P +1.704.331.7512
Partner
P +1.617.261.3257
Partner
P +1.412.355.8398
Partner
P +1.617.261.3196
Showing 21-30 of 52 results
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Licensing and Approvals
Nationwide mortgage servicer and collection agency licensing project for nationwide servicer in connection with the asset acquisition of servicing operations.
Nationwide mortgage broker licensing project for online lead generator, and ongoing maintenance of licenses involving the filing of renewals, annual reports, and audited financial statements.
Nationwide mortgage licensing project to gain authority to purchase, hold, and/or sell independently funded closed first- and subordinate-lien mortgage loans with the servicing rights for nationwide mortgage loan purchaser.
Nationwide servicer and collection agency licensing project to service and collect nonperforming and delinquent first- and subordinate-lien closed residential mortgage loans for others for a fee for a nationwide servicer.
Nationwide mortgage servicer and collection agency license surrender project and federal agency surrenders (HUD, VA, Fannie Mae, Freddie Mac, and Ginnie Mae) for a nationwide servicer.
Nationwide licensing of two joint ventures majority owned by a bank holding company engaged in mortgage loan origination activities.
Prepaid Cards and Payment Systems
Defended a company that provided various payment services in state investigations into whether its activities triggered state licensing requirements.
Drafted user agreements and transaction documents for various prepaid card and mobile payment programs.
Assisted large retailer and affiliated finance company with establishing a national gift card program.
Advised several new mobile payment platforms on regulatory and licensing issues related to mobile payments.