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Roberta D. Anderson

Partner
+1.412.355.6222
Fax +1.412.355.6501
A partner of the firm’s global Cyber Law and Cybersecurity practice group and member of the firm’s global Insurance Coverage practice group, Ms. Anderson concentrates her practice in the areas of insurance coverage litigation and counseling and emerging cybersecurity and data privacy-related issues, including security incident planning and breach response.

For nearly two decades, Ms. Anderson has represented clients in connection with a broad spectrum of insurance issues arising under almost every kind of business insurance policy. In addition to helping clients successfully pursue contested insurance claims, Ms. Anderson counsels clients proactively on complex underwriting and risk management issues. She has extensive experience in the selection, drafting, negotiation, and placement of cybersecurity and data privacy insurance, directors and officers liability insurance, professional liability insurance, and many other types of insurance coverages. Ms. Anderson correspondingly provides strategic advice on ways in which her clients can best maximize the value of their current and historic insurance assets.

Ms. Anderson has particularized, unique, and extensive experience with cybersecurity and data privacy-related insurance coverages. She routinely advises clients in assessing their potential security and data privacy risks, in analyzing the adequacy of their existing insurance programs to address those risks, and in selecting and negotiating new and renewal insurance placements tailored to the client’s specific risk profile.

Professional Background

A recognized national authority in insurance coverage, cybersecurity, and data privacy-related issues, Ms. Anderson frequently lectures on these subjects, including for the American Bar Association, the Risk and Insurance Management Society, the Professional Liability Underwriting Society, the Pennsylvania Bar Association, the Practicing Law Institute, Strafford Continuing Legal Education, and Law Seminars International. Among her other presentations, she is honored to have been selected to present on the fundamentals of, and cutting edge developments in, cybersecurity and data privacy-related insurance for the past three years at the RIMS Annual Conference.

Ms. Anderson regularly provides interviews and comments on cybersecurity and data privacy-related issues to leading industry publications, such as Law360 and Advisen, and to national mainstream publications, such as The New York Times and The Washington Post.

Ms. Anderson has published over 100 articles in professional journals and academic law reviews on cybersecurity and data privacy-related insurance and a variety of other subjects. A listing of selected presentations, interviews, and publications are available on request. She is delighted to have recently co-authored the new cybersecurity guide for executives, Navigating the Digital Age: The Definitive Cybersecurity Guide For Directors and Officers. She also is honored to have been nominated by clients for Advisen’s 2015 Cyber Risk Awards in the Cyber Risk Industry Person of the Year award category.

Professional/Civic Activities

Ms. Anderson currently serves as Co-Chair of the ABA Section of Litigation’s Insurance Coverage Litigation Committee’s Cyber Risk & Data Privacy Subcommittee, and on the ABA’s Tort and Insurance Practice Section’s Cybersecurity Task Force.

Other professional and civic activities include:
  • United Way of Allegheny County (Tocqueville Committee; Emerging Leaders Tocqueville Sub-Committee Tocqueville Committee; Women’s Leadership Counsel; 2002 Campaign Cabinet)
  • Allegheny Conference on Community Development Athena Award Program Host Committee (2004 to 2010)
  • Downtown Pittsburgh YMCA Board of Management (2004 to 2010)
  • University of Pittsburgh School Of Law (Chancellor’s Circle; Law Fellows; 2011 and 2012 Murray S. Love Mock Trial Competition Judge; 2008 and 2013 Alumni Reunion Class Representative)
  • American Bar Association (Section of Litigation and Tort and Insurance Practice Section)
  • Allegheny County Bar Association (Civil Litigation Section)
  • Pennsylvania Bar Association (Civil Litigation Section)

Speaking Engagements

Live Presentations (CLE, CPU, CE, and CPD)
  • Panelist, “The Fundamentals of Cyber and Data Risk Insurance Coverage,” American Conference Institute’s 14th National Advanced Forum on Cyber & Data Risk Insurance (San Francisco, CA), November 30, 2016.
  • Panelist, “Interaction or Lack Thereof between Cyber, Property, and Crime Coverage: What’s Being Covered Where and When?,” American Conference Institute’s 14th National Advanced Forum on Cyber & Data Risk Insurance (San Francisco, CA), November 30, 2016.
  • Presenter, “The Exchange Presents Data Privacy and Cyber Security,” Today’s General Counsel and Institute Conference (Washington, DC), November 16−17, 2016.
  • Presenter, “Drones (and Risk) are in the Air: Compliance, Insurance & Privacy Issues,” RIMS Pittsburgh Chapter Session (Pittsburgh, PA), November 15, 2016.
  • Panelist, “Cracking the Code: Cybersecurity for Tomorrow,” Pittsburgh, PA, November 10, 2016.
  • Panelist, “Vehicle Technology in the Fast Lane: Regulatory and Policy Outlook,” Washington, DC, September 30, 2016.
  • Panelist, “Cybersecurity: Understanding and Mitigating Risk in the Energy Industry,” Women in Power: Networking, Exploring and Fueling the Energy Economy, Washington, DC, September 29, 2016.
  • Panelist, “A Dangerous World: Insurance Coverage and Cybersecurity," New Horizons for Unmanned Aircraft, Seattle, WA, September 19, 2016.
  • Presenter, “Cyber Security Risk Management for Operators and Contractors,” Southern Gas Association Operating Conference, Houston, TX, July 25−27, 2016.
  • Panelist: "Advanced Cybersecurity," Pennsylvania Bar Institute CLE Program (Pittsburgh, PA), June 3, 2016.
  • Panelist, "Reaching New Heights: An Overview of the Unmanned Aircraft Atmosphere for 2016," K&L Gates LLP Seminar (Pittsburgh, PA), June 3, 2016.
  • Lecturer, "Cyberterrorism," Pennsylvania Bar Institute Public Policy Series (Philadelphia, PA), May 24, 2016.
  • Presenter, “Cyber Related Loss Scenarios,” Investment Adviser Risk Management Seminar (Boston, MA), May 18, 2016.
  • Presenter, “The Exchange Presents Data Privacy and Cyber Security,” Today’s General Counsel and Institute Conference (New York, NY), May 11, 2016.
  • Panelist, “What You Need to Know About Cyber-Insurance: From Coverage to Litigation,” Ontario Bar Association (Toronto, CA), May 5, 2016.
  • Guest Lecturer, “Cyber Insurance: Challenges And Opportunities,” Information Security Risk Policy & Management, Carnegie Mellon University (Pittsburgh, PA), April 26, 2016.
  • Presenter, “When Breach Happens: How IT, Risk and Executive Management Teams Can Effectively Management Cyber Risk,” Beecher Carlson Risk Roundtable? (Newport Beach, CA), April 14, 2016.
  • Speaker/Coordinator, “Cyber 4.0: Cutting Edge Advancements in Insurance Coverage For Cyber Risk & Reality,” RIMS Annual Conference (San Diego, CA), April 13, 2016.
  • Presenter, “Cyber Liability,” RIMS Pittsburgh Chapter Session (Pittsburgh, PA), April 5, 2016.
  • Panelist, “Recent Developments in Privacy Litigation,” American Conference Institute’s 12th National Advanced Forum on Cyber & Data Risk Insurance (Chicago, IL), March 31, 2016.
  • Panelist, “Managing Cyber Risk,” RIMS New Jersey Chapter Session (Basking Ridge, NJ), March 15, 2016.
  • Presenter, “Cyber Insurance – What is it? Should your bank purchase it?,” Independent Community Bankers of America Annual Convention (New Orleans, LA), March 8, 2016.
  • Speaker, “Navigating the Legal Landscape in the Digital Age,” CYBURGH, PA (Pittsburgh, PA), February 1, 2016.
  • Speaker, “Anatomy of a Breach,” 2016 American Bankers Association Insurance Risk Management Annual Forum (Naples, Florida), January 26, 2016.
  • Speaker, “Avoiding Cyber Liability Pitfalls: Lessons Learned,” RIMS Delaware Valley Chapter (Philadelphia, PA), November 10, 2015.
  • Panelist, “The Exchange Data Privacy and Cyber Security Forum,” Today’s General Counsel and Institute (Washington, D.C.), November 4, 2015.
  • Panelist, “Developing Issues in Cyber Risk: Crypto-currencies,” Advisen Cyber Risk Insights Conference (New York, NY), October 20, 2015.
  • Panelist, “Cyber Security & Risk Executive Panel,” Railroad Insurance Management Association Conference (Washington, DC), September 24, 2015.
  • Presenter, “Energy Sector at Risk for Cyber Attacks,” Energy & Mineral Law Foundation 36th Annual Institute (Amelia Island, Florida), June 22, 2015.
  • Panelist, “State of Litigation,” NetDiligence Cyber Risk and Privacy Liability Forum (Philadelphia, PA), June 2, 2015.
  • Presenter, “After Anthem: Cybersecurity, Data Privacy, and Cyber-Resilience for the Health Care Sector,” K&L Gates LLP Seminar (Durham, NC), May 28, 2015.
  • Presenter, “Cybersecurity: Exposures and Insurance,” Investment Adviser Risk Management Seminar (Boston, MA), May 20, 2015.
  • Speaker/Coordinator, “Cyber3.0: Cutting Edge Advancements in Insurance Coverage For Cyber Risk & Reality,” RIMS Annual Conference (New Orleans, LA), April 28, 2015.
  • Guest Lecturer, “Cyber Insurance: Challenges And Opportunities,” Information Security Risk Policy & Management, Carnegie Mellon University (Pittsburgh, PA), April 21, 2015.
  • Presenter, “Cyber 3.0: Cutting-Edge Advancements in Insurance Coverage for Cyber Risk and Reality,” Annual RIMS/CPCU Joint Chapter Session (Pittsburgh, PA), April 14, 2015.
  • Guest Speaker, “‘Cyber’ Insurance,” CTIA Cybersecurity Working Group (Washington, DC), March 19, 2015.
  • Lecturer, "Cyber Security Issues in the Health Care Industry," Pennsylvania Bar Institute 21st Annual Health Law Institute (Philadelphia, PA), March 13, 2015.
  • Panelist, “Cyber Attacks And Privacy Perils: Understand and Mitigate Your Risk Through Insurance,” ABA Section of Litigation 2015 Insurance Coverage Litigation Committee CLE Seminar (Tucson, AZ), March 6, 2015.
  • Presenter, “Cybersecurity: Minimizing Risk and Managing Consequences,” K&L Gates LLP Seminar (Pittsburgh, PA), December 9, 2014.
  • Panelist, “The Board’s Role in Management of Cybersecurity and Data Privacy Threats: Achieving Cybersecurity and Data Privacy Resilience Before the Breach,” K&L Gates LLP Briefing (Seattle, WA), November 25, 2014.
  • Panelist, “The Exchange Data Privacy and Cyber Security Forum,” Today’s General Counsel and Institute (Washington, D.C.), November 18, 2014.
  • Lecturer, “Cyber Risk, Regulatory Issues, and Insurance Mitigation,” ISACA Pittsburgh Information Security Awareness Day (Pittsburgh, PA),  November 17, 2014.
  • Panelist, “Cyber Speed Debates 2.0,” 2014 PLUS Conference (Las Vegas, NV), November 6, 2014.
  • Panelist, “Boardroom Risks,” 22nd Annual SMU Corporate Counsel Symposium (Dallas, TX), October 31, 2014.
  • Panelist/Moderator,  “Coverage Considerations,” Advisen 2014 Cyber Risk Insights Conference (New York, NY), October 28, 2014.
  • Lecturer, “Cyber Crimes: Trends and Protections,” The Allegheny Chapter CPCU All Industry Day (Pittsburgh, PA), October 15, 2014.
  • Panelist, “Cyber Risk and Global Security Issues: is your business fully prepared?” (London), October 2, 2014. 
  • Lecturer, “Cybersecurity Law 2014: Minimizing Data Legal Liability Risk in the Digital Age,” Pennsylvania Bar Institute CLE Program (Pittsburgh, PA), August 11, 2014.
  • Panelist, “D&O & Cyber Forum,” AON (Pittsburgh, PA), May 7, 2014.
  • Speaker/Coordinator, “Cyber3.0: Cutting Edge Advancements in Insurance Coverage For Cyber Risk & Reality,” RIMS Annual Conference (Denver, CO), April 29, 2014.
  • Panelist, “What Your Company Needs to Know about Cybersecurity,” OCTANe Presentation (Irvine, CA), April 17, 2014.
  • Lecturer, “Cutting-Edge Advancements in Insurance Coverage for Cyber Risk and Reality,” RIMS Pittsburgh Chapter Meeting (Pittsburgh, PA), April 8, 2014.
  • Panelist, “Cybersecurity Threats in the Financial Sector” (Jersey City, NJ), March 5, 2014.
  • Panelist, “Who’s On First?  Insurance Coverage For Mass And Class Actions,” ABA Tort Trial & Insurance Practice Section Insurance Coverage Litigation Committee Midyear Program (Phoenix, AZ), February 20−22, 2014.

Live Webinars
  • Presenter, “Analyzing D&O and E&O Coverage for Data Breach and Privacy Litigation and Regulatory Investigations,” Strafford CLE Webinar, October 25, 2016.
  • Presenter, “Insurance Coverage for Cybersecurity Threats, Data Breaches & Privacy Violations,” BKD Forensics Institute Webinar Series, October 19, 2016.
  • Lecturer, “Insurance Coverage for Data Breaches and Other Privacy Violations,” Clear Law Institute, September 6, 2016.
  • Lecturer, “Navigating a Cybersecurity Insurance Policy,” Pennsylvania Bar Institute CLE Webinar, August 24, 2016.
  • Presenter, “Internet of Things (IoT): Legal Do’s and Don’ts for Manufacturers,” K&L Gates CLE Webinar, June 7−8, 2016.
  • Lecturer, “Insurance Coverage for Data Breaches and Privacy Violations: Are Your Corporate Clients Adequately Protected?,” Strafford CLE Webinar, May 26, 2016.
  • Panelist, “Don’t be Afraid of the Dark III: Solving Data Security with File Analysis,” ZL Technologies Dark Data Webinar Series, May 9, 2016.
  • Lecturer, “Insurance Coverage for Data Breaches and Other Privacy Violations,” Clear Law Institute, April 28, 2016.
  • Panelist, “Important Cybersecurity and Insurance Issues Facing Law Firms, Large and Small, in 2016,” ABA Insurance Coverage Litigation Committee CLE Webinar, February 8, 2016.
  • Lecturer, “Data Privacy and Cybersecurity Due Diligence in M&A Deals,” Strafford CLE Webinar, September 22, 2015.
  • Lecturer, “Constructing & Deconstructing an Effective Cyber Insurance Policy,” Advisen Webinar, September 9, 2015.
  • Lecturer, “Cyber-Resilience: Curtailing Reputational Harm,” ePlace Solutions, Inc. Webinar, May 27, 2015.
  • Lecturer, “Insurance Coverage for Data Breaches and Privacy Violations: Are Your Corporate Clients Adequately Protected?,” Strafford CLE Webinar, May 19, 2015.
  • Lecturer, “Insurance Coverage for Data Breaches and Other Privacy Violations,” Clear Law Institute, May 8, 2015.
  • Lecturer, “Legal and Regulatory Framework, Ethical Reporting Requirements, and Insurance Coverage for Cyber Risk and Reality,” Florida Bar Insurance & Surety Committee CLE Webinar, April 20, 2015.
  • Lecturer, “Insuring Against Cyber Risks,” K&L Gates CLE Webinar, February 25, 2015.
  • Lecturer, “Navigating the Privacy Law Landscape: US and Europe,” K&L Gates CLE Webinar, January 21, 2015.
  • Lecturer, “What You Need to Know About Defending Cyber Related Class Action Litigations,” K&L Gates CLE Webinar, January 15, 2015.
  • Panelist, “Feeling the Heat?  How to Cool Off with Cyber Risk Insurance,” AccessData Webinar, October 16, 2014.
  • Lecturer, “Data Privacy and Cybersecurity Due Diligence in M&A Deals,” Strafford CLE Webinar, October 9, 2014.
  • Panelist, “Cyber Exposures of Small and Mid-Size Businesses – A Digital Pandemic,” Advisen, October 7, 2014.
  • Lecturer, “Dropping the ‘Hammer’ on Security Threats with Rapid Detection and Resolution,” ALM Virtual LegalTech Webinar, September 12, 2014.
  • Lecturer, “FDIC and Other Banking Agency Litigation Against Auditors, Law Firms, Appraisers and Other Outside Advisors: Latest Developments in Defending Agency Claims and Maximizing E&O Insurance Coverage,” Strafford CLE Webinar, August 7, 2014.
  • Lecturer, “Insurance Coverage for Data Breaches and Privacy Violations: Are Your Corporate Clients Truly Protected?,” Strafford CLE Webinar, August 6, 2014.
  • Panelist, “Cyber Sanity: Innovative Approaches to Data Security,” Advisen, July 22, 2014.
  • Lecturer, “Before the Breach: Insurance and Other Ways to Proactively and Effectively Mitigate Cyber Risk,” FX Conferences, July 14. 2014.
  • Lecturer, “Cybersecurity Brief: Understanding Risk, Legal Framework, & Insurance Managing a Cyber Disaster: Cyber Insurance and Tools to Mitigate Losses and Liability 2014,” Practicing Law Institute CLE Webcast, July 8, 2014. 
  • Lecturer, “Cyber-Attacks: Insurance Coverage for Cyber Risks and Realities,” K&L Gates CLE Webinar, June 25, 2014.
  • Lecturer, “Cybersecurity Brief: Understanding Risk, Legal Framework, & Insurance,” Securedocs Webinar, June 12, 2014. 
  • Lecturer, “Cultivating Ethics: Mitigating Vulnerability to Cyber and Data Security Threats in Order to Maintain Client Confidentiality,” ALM Virtual LegalTech Webinar, May 15, 2014.
  • Lecturer, “Insurance Coverage for Data Breaches and Privacy Violations: Are Your Corporate Clients Truly Protected?,” Strafford CLE Webinar, February 26, 2014.

Selected Recent Interviews
  • “NIST Guide A Security Blueprint For Connected-Device Makers,” Law360, November 17, 2016.
  • “Increasing Role of Counsel Among Operational Shifts Highlighted by Cyber Risk Management Survey,” The Cybersecurity Law Report, Vol. 2, No. 23, November 16, 2016.
  • “One-Stop Shop Cyberinsurance Opens Doors For Small Cos.,” Law360, October 14, 2016.
  • “Yahoo Hack Seen as Possible M&A Game-Changer,” Bloomberg, October 12, 2016.
  • “Flying drones for business or pleasure? Better review your insurance.” The Puget Sound Business Journal, September 21, 2016.
  • “Data Security Gets New Look With Insurance Tax Credit Bill,” Law360, September 20, 2016.
  • “3 Tips For Manufacturers To Insure The Internet Of Things,” Law360, September 2, 2016.
  • “4 Key Battles To Watch Over NAIC’s Cyber Model Law,” Law360, August 30, 2016.
  • “Trump’s apparent call for foreign cyber hack of Clinton sparks security concerns,” Business Insurance, July 31, 2016.
  • “Cyber policies start to show their limitations: Risk managers urged to review coverage,” Business Insurance, July 17, 2016.
  •  “4 Mistakes To Avoid In Privacy Legal Writing,” Law360, June 23, 2016.
  • “Insurance Cases To Watch In The Second Half Of 2016,” Law360, June 23, 2016.
  • “Viking Pump Tops Biggest Insurance Rulings So Far In 2016,” Law360, June 17, 2016.
  • “Rescission fight illustrates need for full disclosure,” Business Insurance, June 5, 2016.
  •  “4 Tips For Aspiring Insurance Attorneys,” Law 360, June 3, 2016.
  • “Home Depot: Data Breach Class Action Settlement Relatively Low,” Class Action Reporter, April 26, 2016.
  • “Cyber ruling opens door to CGL claims,” Business Insurance, April 25, 2016.
  • “Future Threats Grounded In Past: Because it can take a while to find breaches, cyber policies must be retroactive,” Business Insurance, April 25, 2016.
  • “The State Of Cyber Coverage Law: 4 Key Decisions,” Law360, April 19, 2016.
  • “Law firms among businesses testing the cybersecurity waters,” Central Penn Business Journal, April 1, 2016.
  • “Home Depot deal may set standard for cyber breach settlements,” Business Insurance, March 15, 2016.
  • “Data Breach Report Shows Cyberinsurance Not A Cure-All,” Law360, March 15, 2016.
  • “Data ‘Privacy Shield’ Spurs Need For Cybersecurity Coverage,” Law360, February 12, 2016.
  • “How Do I Love Coverage?: Some Of The Nation’s Leading Coverage Lawyers Count The Ways,” Vol. 5, Iss. 2, Coverage Opinions, February 20, 2016.
  • “Cyber Attacks: Does your company need Cyber Insurance?,” Industry Leaders Magazine, December 31, 2015.
  •  “Wyndham agrees to settle landmark legal battle with FTC over data breaches,” Advisen Cyber Risk Network, December 10, 2015.
  • “Building a Strong Cyber Insurance Policy to Weather the Potential Storm” Vol. 1, Nos. 17 & 18, The Cybersecurity Law Report, November 25, 2015 and December 9, 2015.
  • “Surge in Lawsuits Seen Over Inadequate Cybersecurity,” Class Action Reporter, November 5, 2015.
  • “Cyber insurance coverage, its value, limitations and exclusions,” PropertyCasualty360, November 5, 2015.
  • “How To Navigate The Cloudy Skies Of Drone Insurance,” Law360, November 2, 2015.
  • “Privacy ‘Bill Of Rights’ To Boost Demand For Breach Coverage,” Law360, October 23, 2015.
  • “A Cyberattack Survival Guide For Policyholders,” Law360, October 1, 2015.
  • “The Era of ‘Cybersuits’; The Third Circuit’s ruling on Wyndham could lead to more cybersecurity suits,” Law Technology News, October 1, 2015.
  • “As Online Data Theft Escalates, Banks Look to Retailers to Bear the Losses,” The New York Times, September 28, 2015.
  • “Higher and higher: Cyber insurance towers take careful construction,” Advisen Cyber Risk Network, September 24, 2015.
  • “FTC Ruling Will Lead to More Cybersecurity Suits,” The Legal Intelligencer, September 8, 2015.
  • “Cyber Security: Information Sharing from a Legal Perspective,” North Star Group, August 26, 2015.
  • “Appeals court gives FTC another win against Wyndham,” Advisen Cyber Risk Network, August 24, 2015.
  • “Neiman Marcus cyber security ruling could have wide influence,” Business Insurance, July 28, 2015.
  • “Neiman Marcus hack victims cleared to pursue class action,” Business Insurance, July 23, 2015.
  • “Cyber insurance: Buy, but be aware,” CSO, July 9, 2015.
  • “4 Cyberinsurance Battlegrounds To Watch,” Law360, July 2, 2015.
  • “Panel Sees More Data Breach Litigation on the Horizon,” The Legal Intelligencer, June 4, 2015.
  • “Cyber insurance claims disputes start heading to court,” Business Insurance, May 24, 2015.
  • “Think You Don’t Need Cyber Insurance? Think Again!,” Bloomberg, May 22, 2015.
  • “IBM Breach Could Make Coverage Ruling An Outlier,” Law360, May 18, 2015.
  • “Cyber Policies Are Like Snowflakes, No Two Are Alike,” The Council, May 11, 2015.
  • “Cyber insurance policies vary widely and require close scrutiny,” Business Insurance, May 10, 2015.
  • “Sony Deal Emboldens Insureds In Data Breach Coverage Rows,” Law360, May 1, 2015.
  • “Sony, Zurich settle PlayStation dispute, leaving unanswered questions,” Advisen Cyber Risk Network, April 30, 2015.
  • “Custom-built cyber policies deliver best protection,” Business Insurance, April 28, 2015.
  • “Cyberinsurance Thaw Hinges On Data-Sharing Bills,” Law360, April 24, 2015.
  • “Mobile apps making life easier for hackers,” Pittsburgh Business Times, April 24, 2015.
  • “Insurers Given Path To Avoid Data Security Liability,” Law360, April 21, 2015.
  • “99.9 percent of hackers exploiting publicly known software bug, report says,” Inside Counsel, April 14, 2015.
  • “Corporate skepticism calls for effective communication of cyber insurance’s value,”  Advisen Cyber Risk Network, April 10, 2015.
  • "Running the cyber race, The law tries to keep up-to-date with cybersecurity innovations," Inside Counsel, April 1, 2015.
  • "As cyber market’s popularity grows, some worry about insurers’ pricing, risk exposure." SNL Financial, March 25, 2015.
  • "Making Sure E-Board Book Isn’t an Accidental Big Brother," BoardIQ, March 24, 2015.
  • "$10 million settlement with consumers a ‘good deal’ for Target, insurers," Advisen Cyber Risk Network, March 19, 2015.
  • “Increased cyber losses means more insurance coverage disputes,” Business Insurance, March 2, 2015.
  • “Conn. High Court Case May Reshape Data Breach Coverage,” Law360, February 19, 2015.
  • “Obama’s executive order urges voluntary cyber info sharing,” Advisen Cyber Risk Network, February 18, 2015.
  • “D&O Developments To Watch In 2015,” Law360, February 2, 2015.
  • “Data risks give rise to ‘cyber insurance’ policies,” The Desert Sun, January 31, 2015.
  • “When Terrorists Attack Online, Is Cyber-Insurance Enough?,” The Hartford Courant, January 26, 2015.
  • “Obama again proposes federal cybersecurity rules for consumers, businesses,” Pittsburgh Tribune-Review, January 13, 2015.
  • “Sony Hack Shows Need For Cyber Coverage On Many Fronts,” Law360, January 12, 2015.
  • “The Sony Breach Carries Broad Implications Surrounding National Security,” Forbes, December 19, 2014.
  • “Should Your Company Get Cybersecurity Insurance?,” Inc.com, December 17, 2014.
  • “Federal Prosecutors In Pittsburgh Want To Tackle Hacking With Companies,” Pittsburgh Tribune-Review, December 9, 2014.
  • “The Hidden Strategic Advantage in Cyber Insurance,” Jim McFarland for SecurityWeek, December 4, 2014.
  • “Cybersecurity Experts Warn Pittsburgh Conference About Dangers Of Hacking,” Pittsburgh Tribune-Review, Nov. 17, 2014.
  • “Cyber-Insurance Becomes Popular Among Smaller, Mid-Size Businesses,” The Washington Post, August 12, 2014.
  • “Financial Institutions Warned On Cyber-Insurance,” COOConnect, October 8, 2014.
  • “Insurers Flocking To Data Breach Exclusions In CGL Policies,” Law360, August 27, 2014.
  • “Cybersecurity easing its way into M&A due diligence,” Advisen Cyber Risk Network, August 22, 2014.
  • “Disruptors,” Fox Business News, August 20, 2014.
  • “Specialized Cyber Insurance Becoming A Must For Many Cos.,” Law360, August 12, 2014.
  • “Cyber Security Insurance Difficult for Business to Navigate,” The Huffington Post, August 4, 2014.
  • “Third-party Vendor Contracts Must Reflect Data Risk,” Advisen Cyber Risk Network, May 30, 2014.
  • “FTC Shines Data Security Badge After Wyndham Ruling,” Advisen Cyber Risk Network, April 14, 2014.
  • “Cyber Insurance vs. General Liability,”  The Huffington Post, April 10, 2014.
  • “Cyber Threat: Aviation, Unmanned Risk,” Risk & Insurance, April 7, 2014.
  • “No Right Way Or Right Time, But Data Breach Notification A Must,” Advisen Cyber Risk Network, April 4, 2014.
  • "NIST Cybersecurity Framework Remains Potential Standard of Care, Lawyers Say," Vol. 34, No. 46, Communications Daily, March 10, 2014.
  • ”Policy Language Interpretation Favors Insurers in Sony Case,” Advisen Cyber Risk Network, March 7, 2014.
  • “Sony Coverage Denial Could Be Boon For Cyber Insurers,” Law360, February 25, 2014.
  • “Insurers prepare for implementation of new cyber liability exclusions,” Business Insurance, January 19, 2014.
  • “Cyber policies a good deal, but choose carefully,” Healthcare Risk Management, Vol. 36, No. 1, January 2014.
  •  “Insurer tried to say CGL offered no breach coverage,” Healthcare Risk Management, Vol. 36, No. 1, January 2014.
  • “Court says insurer liable for data breach expenses,” Healthcare Risk Management, Vol. 36, No. 1, January 2014.

Selected Recent Publications
“Cyber” Insurance
  • “Five Tips for Success in Cyber Insurance Litigation,” Global Boardroom Risk Solutions Newsletter, June 2016.
  • “5 Policyholder Takeaways from Portal,” Advisen Cyber Risk Network, May 2, 2016.
  • Navigating the Digital Age: The Definitive Cybersecurity Guide For Directors and Officers, 2015.
  • “Takeaways From the First Cyberinsurance Lawsuit,” The Legal Intelligencer, August 25, 2015.
  • “5 Tips For Success In Cyberinsurance Litigation,” Law360, July 30, 2015.
  • “Connecticut High Court Weighs in on CGL Coverage for Data Breach,” Insurance Coverage Alert, May 29, 2015.
  • “The devil in the cyber insurance details,” Advisen Cyber Risk Network, May 28, 2015.
  • “5 Takeaways From The First Cyberinsurance Case,” Law360, May 22, 2015.
  • “Analyzing the Cyber Insurance Market, Choosing the Right Policy and Avoiding Policy Traps,” Vol. 1, No. 2, The Cybersecurity Law Report,April 22, 2015.
  • “5 Steps To Data Breach Coverage For Card Issuer Liability,” Law360, April 17, 2015.
  • “What to Consider When Buying Cyberinsurance,” Risk Management Magazine, October 1, 2014.
  • “Retailers Face a Blizzard of Breaches: Are You Covered?,”  Law360, September 2, 2014.
  • “Why Buy Cyber and Privacy Liability Insurance,” Insurance Thought Leadership, July 21, 2014.
  • “You Have a Perfectly Good CGL, So Why Buy Cyber and Privacy Liability Insurance?,” Advisen Cyber Risk Network, July 15, 2014.
  • “Why Buy Cyber and Privacy Liability When You Have a Perfectly Good Commercial General Liability Program?,” Advisen Risk Network, July 3, 2014.
  • “Does Your Cybersecurity Policy Cover Cyberterrorism?,” Advisen Cyber Risk Network, June 5, 2014.
  • “Viruses, Trojans and Spyware, Oh My! The Yellow Brick Road to Coverage in the Land of “Internet Oz,” Tort Trial & Insurance Practice Law Journal, Vol. 49−2, May 2014.
  • Coming To A CGL Policy Near You: Data Breach Exclusions,” Law360, April 23, 2014.
  • “Does Your Insurance Cover a Data Breach? Don’t Be So Sure,” The Security Advocate, April 21, 2014.
  • “Another Reason to Consider Cyber Insurance,” Insurance Thought Leadership, April 3, 2014.
  • “Viruses, Trojans and Spyware, Oh My! The Yellow Brick Road to Coverage in the Land of Internet Oz,” FC&S Legal, The Insurance Coverage Law Report, Part I, December 2013/January 2014, Part II, February 2014, Part III, March 2014, and Part IV, April 2014.
  • “Coming Soon to a CGL Policy Near You: ISO’s New Data Breach Exclusions,” Advisen Cyber Risk Network, March 21, 2014.
  • “How to Purchase Cyber Insurance,” Insurance Thought Leadership, March 14, 2014.
  • “5 Reasons The Sony Data Breach Coverage Denial Is Wrong,” Law360, February 28, 2014.
  • “Recall Decision Points Toward CGL Coverage For Data Breach,” Advisen Cyber Risk Network, January 24, 2014.
  • “Case Highlights Reasons To Consider Data Breach Insurance,” Law360, January 14, 2014.
  • “How to Purchase Cyber Insurance,” FC&S Legal, The National Underwriter Company, January 2014.
  • “Top 10 Tips For Insuring Cyber Risks,” The Risk Report, International Risk Management Institute, Inc. (IRMI), Vol. XXXVI, No. 4, December 2013.
  • “Recent California Decision Upholds Data Breach Coverage,” Commercial Disputes Alert, November 26, 2013.
  • “How to Secure Data Breach Coverage,” FC&S Legal, The Insurance Coverage Law Information Center, November 26, 2013.
  • “Some Traditional Insurance Policies May Cover Data Breach,” Law360, November 19, 2013.
  • “When Companies Need Cyber Insurance,” Today’s General Counsel, October 25, 2013.
  • “Cyber Insurance − Selecting the Right Policy to Identify and Mitigate Risk,” TMT Law Watch Blog, October 23, 2013, Legal Cloud Central Blog, October 25, 2013.
  • “How to Purchase ‘Cyber’ Insurance,” FC&S Legal, The Insurance Coverage Law Information Center, October 17, 2013.
  • “Recent California Decision Holds That Privacy / Data Breach Liability Covered Under ‘Traditional’ Insurance Policy,” Insurance Coverage Alert, October 18, 2013.
  • “ISO’s Newly-Filed Data Breach Exclusions Provide Yet Another Reason To Consider ‘Cyber’ Insurance,” Law360, September 26, 2013.
  • “Yet Another Reason To Consider Cyber Insurance,” Law360, September 23, 2013.
  • “Extend Cyber Insurance Coverage To The Cloud,” Today’s General Counsel, July 10, 2013.
  • “Shine a Spotlight on Cyber ‘Cloud’ Coverage,” IRMI Update, Issue 297, July 10, 2013.
  • “Spotlight On Cyber ‘Cloud’ Insurance Coverage,” Legal Cloud Central Blog, July 1, 2013.
  • “Insurance Coverage for Cyber Attacks,” The Insurance Coverage Law Bulletin, Part 1, Vol. 12, No. 4, May 2013, and Part 2, Vol. 12, No. 5, June 2013.
  • “The Role of Insurance in the Land of Viruses, Trojans, and Spyware,” Coverage, Vol. 23, No. 1, January−February 2013.
  • “‘Cyber-Attacks’: Important Insurance Coverage Considerations,” Insurance Coverage Alert, June 30, 2011
  • “Insurance Coverage for ‘Cyber-Losses,’” 35 Tort & Ins. L. J. 891, Tort & Insurance Law Journal, Summer 2000
  • “Companies May Be Covered For Business Interruption or Related Losses Resulting from ‘Hacker Attacks’ and Other E-Commerce Risks,” Insurance Coverage Bulletin, March 2000

Cybersecurity and Data Privacy
  • “Securing insurance for the ‘Internet of Things’,” Financier Worldwide Magazine, March 2016.
  • “Cybersecurity in the Era of Unconventional Development: Is the Energy Sector Ready for Cyber Attacks?,” Chapter 28, Vol. 36, Energy & Mineral Law Institute, 2015.
  • “Wyndham wake-up call: Become cyber-resilient now,” Advisen Cyber Risk Network, August 27, 2015.
  • “After the Breach: Effective Notification and Resilient Response,” The Risk Report, International Risk Management Institute, Inc. (IRMI), Vol. XXXVII, No. 5, January 2015.
  • “Cybersecurity: Five Tips to Consider When Any Public Company Might be the Next Target,” Global Boardroom Risk Solutions Newsletter, July 2014.
  • “3 Tips for Navigating Data Breaches,” Insurance Thought Leadership, July 14, 2014.
  • “Tips For Navigating US And International Data Breaches,” Law360, June 20, 2014.
  • “Cyber Challenges Under NIST’s Framework,” Insurance Thought Leadership, April 21, 2014.
  • “FTC Has Power to Regulate Data Security Practices, Court Rules,” TMT Law Watch Blog, April 17, 2014.
  • “Target Security Breach Could Be a Wake-up Call,” Pittsburgh Post-Gazette, April 12, 2014.
  • “Cybersecurity: Five Tips on Disclosure Requirements,” Insurance Thought Leadership, March 24, 2014.
  • “After Data Breach, The Best First Responder Is A Law Firm,” Law360, March 13, 2014.
  • “NIST Unveils Cybersecurity Framework,” Cybersecurity and Insurance Coverage Alert, February 17, 2014.
  • “Five Tips to Consider When Any Public Company Might be The Next Target,” Cybersecurity Risk Factors Alert, February 11, 2014.
  • “5 Cybersecurity Considerations For Public Companies,” Law360, February 10, 2014.
  • “Suffer a Data Breach? Your 1st Call Should Be to… a Lawyer,” The Security Advocate, Interview,January 27, 2014.
  • “NIST Unveils Preliminary Cybersecurity Framework,” Cybersecurity Alert, November 25, 2013.
  • Shine a Spotlight on Cyber "Cloud" Coverage,” IRMI Update, Issue 297, July 10, 2013.
  • “Policy Matters: Insurance Facts of Life Every IT Leader Should Know,” Best Practices In IT Leadership, October 2000.

Directors and Officers Liability Insurance
  • “U.S. Bank v. Indian Harbor: Insurers Face Another Restitution/Disgorgement Setback,” Insurance Coverage Alert, September 11, 2014.
  •  Your D&O Insurance Policy Post-Halliburton,” Law360, July 25, 2014.
  • “Halliburton II: Supreme Court Upholds Fraud on the Market Presumption, but Gives Securities Defendants a Fighting Chance at Defeating Class Certification,” Securities and Transactional Litigation Alert, July 7, 2014.
  • “Basic fraud-on-the-market presumption survives Halliburton,” Advisen Risk Network, July 1, 2014.
  • “Untimely Notice Under a Claims-Made Policy,” The Insurance Coverage Law Bulletin, Vol. 8, No. 5, June 2009.  
  • “A Timely Lesson From The WorldCom And Enron Settlements: Make Sure Your D&O Program Is Adequate,” Insurance Coverage Alert, January 2005.
  • “Insurance Coverage for Investigations and Demands of State Attorneys General,” Insurance Coverage Alert, September 2005.
  • “Insurance Coverage For Inside Corporate Counsel: A Topic Of Increasing Interest,” Insurance Coverage Alert, April 2004.
  • “Expanding Risk: Directors’ and Officers’ Coverage is Shrinking Just When People Need It Most,” Legal Times, Vol. XXVI, No. 7, February 17, 2003.

Business Interruption Insurance
  • “Maximizing Insurance Recovery for the Tianjin Port Explosions,” Insurance Coverage Alert, August 20, 2015.
  • “The Calm Before the Storm Is the Time to Consider Insurance Coverage,” The Insurance Coverage Law Bulletin  Part I, Vol. 12, No. 12, January 2014, and Part 2, Vol. 12, No. 13, February 2014.
  • “Recent Developments in a Post-Sandy World, Recent Developments in Insurance Coverage Litigation,” 49 Tort Trial & Ins. Prac. L.J. 271, Fall 2013.
  • “Key Insurance Coverage Considerations in the Wake of Superstorm Sandy,” The Insurance Coverage Law Bulletin, Vol. 11, No. 12, January 2013.
  • “The Calm Before a Storm of Claims: Identifying and Preserving Insurance Coverage for Hurricane Irene-Related Losses,” The Insurance Coverage Law Bulletin, Vol. 10, No. 9, October 2011.
  • “Recent Developments in Insurance Coverage Litigation,” 47 Tort Trial & Ins. Prac. L.J. 297, Tort Trial & Insurance Practice Law Journal, Fall 2011.
  • “Losses from Hurricane Irene: Are You Covered?,” Insurance Coverage Alert, August 30, 2011.
  • “Disaster in Japan: Worldwide Insurance Coverage Considerations,” Insurance Coverage Alert, March 16, 2011.
  • “Potential Business Interruption Coverage: July 18, 2007 Manhattan Steam Pipe Explosion,” Insurance Coverage Alert, August 31, 2007.
  • “Companies May Be Covered For Business Interruption or Related Losses Resulting from ‘Hacker Attacks’ and Other E-Commerce Risks,” Insurance Coverage Bulletin, March 2000.

Commercial General Liability Insurance
  • “Pennsylvania Supreme Court Holds Policyholders May Assign Their Statutory Right to Recover Punitive Damages Arising from Insurer’s Bad Faith,” FC&S Legal, The Insurance Coverage Law Report, March 2, 2015.
  • “Texas Supreme Court Holds ‘Contractual Liability’ Exclusion Inapplicable,” Insurance Coverage Alert, January 21, 2014.
  • “Texas High Court Fortunately Says ‘No’ In Ewing,” Law360, January 17, 2014.
  • “Leading Coverage Lawyers: The Most Significant Insurance Coverage Decisions Of 2013,” Coverage Opinions, Vol. 3, Issue 1, January 8, 2014.
Insurance Coverage Counseling

Ms. Anderson counsels clients on numerous complex underwriting and risk management issues and recently served as insurance coverage counsel in connection with one of the largest data breaches to date.

Her representative clients include:
  • The world’s largest global telecommunications company
  • The world’s fourth-largest media conglomerate
  • The world’s largest private operator of health care facilities
  • The world’s second-largest food and beverage company
  • The world’s third-largest producer of aluminum
  • The world’s fourth-largest chemical company
  • A world-class private research university
  • One of the five largest U.S. banks
  • Multinational financial services corporations
  • Multinational private equity firms
  • Fortune 500 multinational financial services corporations
  • Fortune 500 retailers
  • A multinational electric utility company
  • The second-largest electricity generator in New Zealand
  • Cloud-based technology companies
  • A multibillion-dollar freight transportation and logistics company
  • One of the largest U.S. electronic security companies

Insurance Claim Disputes

Ms. Anderson has represented clients in connection with a broad spectrum of insurance disputes arising under almost every kind of business insurance policy.

Her representative matters include:
  • Served as lead trial counsel in a precedent-setting victory on behalf of the policyholder in a landmark decision concerning CGL insurance coverage for losses caused by a mechanical equipment failure.
  • Briefed a precedent-setting victory on behalf of the policyholder in a landmark decision concerning insurance coverage for claims alleging injuries resulting from exposure to radioactive emissions.
  • Successfully represented a worldwide oil and gas exploration and production company in a case regarding recovery under Bermuda Form policies for class action litigation alleging Hurricane Katrina-related property damage.
  • Successfully represented one of the four largest U.S. bank holding companies regarding recovery under its financial institution bonds/fidelity policies in connection with a substantial employee theft loss.
  • Successfully represented one of the largest U.S. diversified financial institutions regarding recovery under its vehicle residual value insurance policy. The case settled favorably on the eve of trial for a mid-nine figure recovery.
  • Successfully represented one of the world’s three largest producers of aluminum regarding recovery under its general liability insurance policies in connection with underlying claims alleging property damage to boats and other seafaring vessels arising out of the distribution of an aluminum alloy.
  • Successfully represented a provider of health benefit plans regarding recovery under its excess loss mitigation insurance policies in connection with the settlement of underlying securities class action lawsuits.
  • Successfully represented an energy sector policyholder regarding recovery under its pollution insurance policy in connection with the remediation of a former nuclear fuel processing facility.
  • Successfully represented a private equity investment firm regarding recovery under its professional liability insurance policy in connection with underlying litigation alleging breach of a merger agreement.
  • Successfully represented a group self-insurance fund policyholder regarding recovery under its crime/fiduciary policy in connection with a substantial employee theft loss.

Insurance Coverage Due Diligence

Ms. Anderson has performed insurance due diligence for clients contemplating mergers and acquisitions concerning the adequacy of the target companies’ insurance programs.

Her representative matters include:
  • Counseled an energy sector client in assessing the adequacy of key coverage terms and conditions, including sufficiency of limits, of a target company’s nuclear liability, pollution legal liability, CGL, and property insurance policies prior to acquisition.
  • Counseled a nonprofit client in assessing key coverage terms and conditions of a target’s CGL, D&O, E&O, professional liability, and workers’ compensation/employers’ liability policies prior to merger.