Ryan M. Tosi

Serve as national coordinating counsel for national mortgage loan servicers in connection with government inquiries and borrower actions concerning bankruptcy servicing practices

Advise on bankruptcy escrow issues, including calculation of pre-petition and post-petition escrow amounts, running of annual and short-year escrow analyses in bankruptcy, and the preparation of escrow analyses for purposes of proofs of claim and payment change notices

Counsel institutional investors on asset recovery efforts in foreign securities fraud litigation and litigation funded matters

Provide day-to-day advice to mortgage servicers regarding consumer bankruptcy issues, including issues relating to payment change notices, bankruptcy escrow computation, payment application of pre- and post-petition funds, proofs of claim, post-petition fee notices, monthly statements to debtors, responses to notices of final cure, motions for relief from stay, bankruptcy loss mitigation, violations of the automatic stay and discharge injunction, and disclosure of personal identifying information as it relates to debtors in bankruptcy

Defend national consumer financial services institutions in litigation, state enforcement action, and bankruptcy proceedings alleging improper servicing and foreclosure practices

Defend sports entertainment company in putative class action alleging unlawful ticketing sale practices and against claims arising from alleged traumatic brain injury in multiple class action and wrongful death lawsuits

Represent investment advisers, funds, and public pension plans in class action bankruptcy litigation seeking to claw back funds paid to shareholders of public companies in connection with those companies’ leveraged buyouts

Defend national mortgage loan servicer in identity theft class action

Defend mobile wireless companies in litigation arising under the federal Communications Act and state unfair and deceptive acts and practices statutes, including disputes concerning the assessment of surcharges, text messaging charges, premium text messaging charges, and alleged violations of the number porting requirements of the Federal Communications Commission

Represent clients in conducting internal investigations and assist in evaluating criminal, regulatory, or civil exposure

Defend national mortgage lenders and loan servicers in class actions involving the Real Estate Settlement Procedures Act, the Truth in Lending Act, the Racketeer Influenced and Corrupt Organizations Act, the Home Affordable Modification Program, state unfair and deceptive acts and practices statutes, and various common law claims in connection with mortgage loan origination and servicing practices.

Represent executives and employees of publicly traded pharmaceutical companies in wide-ranging federal health care fraud investigations of the companies’ sales and marketing practices

Defend law firms and attorneys in legal malpractice actions