Jeremy M. McLaughlin

Jeremy McLaughlin is a partner in the firm's San Francisco office and a member of the Payments, Bank Regulatory, and Consumer Financial Services group. His practice focuses on regulatory compliance and enforcement for fintechs, digital asset/cryptocurrency companies, and other consumer financial products and services, including emerging payment and prepaid products. He also maintains an active litigation practice, focusing on dispositive issues and appeals for consumer financial services matters.

Jeremy represents a broad range of clients across the financial services, fintech, and digital assets industries, ranging from startups to blockchain platforms to some of the world's largest financial institutions. They have included money services businesses, cryptocurrency platforms, token issuers (including NFTs), digital wallet providers, DeFi platforms, banks, retailers, credit and prepaid card companies, debt collectors, and mortgage lenders and servicers.

Jeremy counsels clients on compliance with state and federal consumer protection laws, money transmitter laws, international remittances, anti-money laundering laws, abandoned property laws, gift card rules, sweepstakes laws, and payment network rules, as well as advising on privacy, data security, and credit and licensed lending laws. He assists clients negotiate and draft agreements involving payment technologies and licensing issues, custodial arrangements, and draft terms and conditions and disclosures for new products. He also serves as regulatory counsel in connection with investments, including conducting due diligences of payment companies and digital asset/cryptocurrency platforms.

In his litigation practice, Jeremy focuses on appeals and dispositive motions before state and federal courts, especially proceedings involving consumer financial laws. He has defended clients in class actions involving state and federal consumer protection laws, such as the Electronic Fund Transfer Act (EFTA & Regulation E), Truth in Lending Act (TILA & Regulation Z), Telephone Consumer Protection Act (TCPA), Credit Card Accountability Responsibility and Disclosure Act (CARD Act), UDAP, and UDAAP. He has prepared over 10 briefs for the US Supreme Court, and dozens of briefs for federal and state appellate courts. He has argued before the Ninth Circuit Court of Appeals.

Jeremy is a regular speaker at fintech and cryptocurrency conferences and a regular contributor to the FinTech Law Blog and the Consumer Financial Services Watch Blog.